Sunday, June 9, 2013

Money laundering in Southeast Asia


There are eleven states in Southeast Asia; Singapore, Brunei, Malaysia, Thailand, The Philippines, Indonesia, Vietnam, Cambodia, Myanmar, Lao PDR and Timor Leste. Collectively, there are around 600 million people in Southeast Asia. Economically, the region could hardly be more diverse with Singapore and Brunei ranked among the world’s twenty richest countries in the world while citizens of five other countries in Southeast Asia barely survive with less than US$2 a day.[1]

This phenomenon is actually very rare. Usually, countries in the same region will not differ significantly in terms of wealth and economy. The gap will not be very big. A region is usually poor, moderate or wealthy. However, in Southeast Asia, some of the countries are among the world’s richest while the rest are among the world’s poorest. This indicates unintentionally ineffective economic cooperation at its best, or deliberate manipulation of a weaker economy by a stronger economy at its worst.

Money laundering has become one of the most paying illegal businesses in Southeast Asia. According to the IMF the volume of money laundering amounts to 2-5% of the unified GDP of all the countries on Earth. Translated to concrete sums this means at least 590- 1.500 billion USD annually'.[2]

The modus operandi for money laundering used to be simpler. For example, a drug dealer makes a profit of RM10 million. If he deposited the money into his saving account, this will trigger suspicion on the part of the bank. The bank will then notify the relevant authority and the drug dealer will be investigated. In order to avoid such a situation, the drug dealer will launder the money first. The drug dealer can open a company and then mixed the money obtained from drug trafficking with the profit obtained by the company. The money is then deposited into bank as profit from the company.

Nowadays, money laundering is more complicated. The previous example might not work any longer since unusual increase of profit can trigger suspicion on the part of the auditor who is obliged to report it. Whether it can work or not depends on the complexity of the legal and regulatory framework, in addition to the political will of the government. The previous method is more difficult to be attempted in Singapore due to its more stringent and stricter anti-money laundering (and anti-corruption) legislation but it might still work in Laos, Cambodia and Vietnam as their legal and regulatory frameworks are still lacking due to their economic and legal backgrounds.

The methods by which money may be laundered are varied and can range in sophistication. However, the purpose is the same; to prevent authority from knowing that the money comes from illegal sources.

The US government through a website called knowyourcountry.com provides the details for the position of each country.



[1] Andrew McGregor, Southeast Asian Development (Routledge 2008) 2

[2] Gal Istvan Laszlo, ‘Some thoughts about money laundering’ (2006) Studia Iuridica Auctoritate Universitatis Pecs Publ, Vol. 167

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